Bright Side? Man wakes up to £1.25m mistakenly deposited in his bank account

Shocked Kieran McKeefery, 21, couldn't believe his eyes when his bank balance had been boosted by the seven-figure sum.

  • Published:
24/7 Live - Subscribe to the Pulse Newsletter!

A man was baffled after he logged on to his online banking and discovered he had a mystery £1.25 MILLION in his account.

Shocked Kieran McKeefery, 21, couldn't believe his eyes when his bank balance had been boosted by the seven-figure sum.

After mulling over what he could spend the cash on, the web designer phoned his bank, Natwest, and asked them to investigate.

Bank bosses could only tell him the enormous bank-to-bank same-day payment had come from a huge investment company - and it was up to their bank to take it back.

It was an agonising 10 days before the company retrieved the cash - leaving Kieran with a bonus £210 of interest.

Honest Kieran, from Barnsley, South Yorkshire, said: "I checked my online banking and immediately I noticed I had £1.25 million in the bank.

"I was a bit fazed at first. It was such a copious amount of money to be in my bank.

"It was very strange and quite scary when you are in that position, checking your bank to see if £1.25 million is in there.

"I didn't know what to do, except just wait and think about all the things I could have spent it on.

"I thought 'oh God, what has happened' - I was a bit shocked more than anything else.

"I called the bank and they said they would look into it.

"I was kind of tempted [to spend the money] but I had read stories about people spending money mistakenly placed in their accounts and getting in trouble.

"I spoke to my partner and she said to just leave it there and don't touch it.

"I was buying a new car the next day and I could have paid for it in cash - and bought quite a few more - with the money in my account.

"The bank wasn't really playing ball. It was a bit crazy really.

"I had all this money in my account and they said they had made the request [to the payee's bank] and I just had to wait. They said it was up to them to sort it."

The massive payment was marked only as 'CHAPS Payment' - a Clearing House Automated Payment System - on January 27.

Panicked Kieran immediately called Natwest who said the payment had come from an investment company via their bank.

They said they would alert the payee's bank of the mistake - but that it was up to them to take it back.

Over the next ten days he called his bank in a bid to speed up the move, but it wasn't until February 6 the cash disappeared, leaving him with £204 interest.

"The interest was pretty good really and they haven't asked for it back," said Kieran.

Recommended Articles

Recommended Videos





Top Articles

1 Murder Trial House boy who murdered boss and set his body on fire remandedbullet
2 In Koforidua Security man absconds with bank’s cashbullet
3 Wonder Shall Never End Man flogs girlfriend Live Online for texting...bullet
4 Achimota Rubbish collector standing trial for raping paralysed womanbullet
5 In Singapore Couple jailed for starving Filipino domestic helperbullet
6 In Kumasi Taxi driver in police custody for allegedly stealing...bullet
7 Shocking Houseboy stabs boss to death and set his body on firebullet
8 In Czech Republic Hackers install child porn on...bullet
9 Accra Tailor charged for defilementbullet
10 Desperate Times DJ in court over alleged theft,...bullet

Top Videos

1 Neoplan Station Scary! Snakes found in kumasi busbullet
2 Video Angry pigs eat giant PYTHONbullet
3 Road Sex Man filmed having sex with road at a car parkbullet
4 Video Man goes swimming naked; fish bites his penisbullet
5 Pulse TV Street Talk A heavy or light breakfast; Ghanaians...bullet
6 In China Cheating husband force to wear pad, bra as punishmentbullet
7 Drug Use Five unusual ways Ghanaians use weedbullet
8 In Taiwan 50 pole dancers on Jeeps escort politician’s...bullet
9 Video The horrifying moment lion attacks and kills...bullet
10 New Zealand Police do the Running Manbullet

Filla